Yes. Most motor policies require you to tell your insurer about any accident, even if it was not your fault and you are not claiming on your own policy. You can say you are notifying them “for information only”. A non-fault claim for repairs and a replacement vehicle can then be pursued against the at-fault driver’s insurer.
Find out more about non-fault accident help.
Why you should still tell your insurer
Telling your insurer is normally a condition of your policy. If you do not, they may be able to refuse future claims or cancel cover. Check your policy wording.
Had an accident that wasn’t your fault?
Start your claimWhat “for information only” means
It tells your insurer about the accident without asking them to handle a claim on your policy. Your insurer may still record the incident.
Where G4 Claims fits in
We can help manage a non-fault claim against the other driver’s insurer – arranging repairs and, where you are eligible, a comparable replacement vehicle – and keep you updated by phone or WhatsApp.
What about my no-claims bonus?
See our guide on no-claims bonus after a non-fault accident.
Sources
This guide is general information, not legal advice. Every situation is different.