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Help for drivers and passengers

Whether you were driving or a passenger, if someone else caused the accident we can help check what you may be able to claim.

Drivers

If another driver caused the accident, we can help with repairs and, where you’re eligible, a comparable replacement vehicle.

Passengers

Passengers are rarely at fault – including in someone else’s car, a taxi or a bus. Get in touch and we’ll explain your options.

What you may be able to claim

See help after a non-fault accident.

Helpful guides

Every claim is different. We can help check whether you may have a potential claim – there’s no obligation.

FAQs

I was a passenger. Can I claim?

Passengers are rarely to blame for an accident, so if you were hurt as a passenger you may be able to claim, even if the driver was a friend or family member. Such a claim is normally made against the at-fault driver’s insurance, not against the person themselves. Get any injuries checked, keep a record of your symptoms and costs, and remember the time limits for injury claims.

Drivers and passengers

What is a non-fault accident?

A non-fault accident is one where another road user caused the collision and you weren’t to blame. Common examples are being hit from behind at traffic lights, hit while parked, or hit by a driver pulling out of a junction. Whether an accident is treated as non-fault depends on the evidence and on the other side’s insurer accepting responsibility. If you’re not sure, that’s fine – tell us what happened and we’ll talk it through.

Non-fault accidents

I was hurt in the accident. What should I do first?

Your health comes first. Call 999 for emergencies. For urgent advice that isn’t an emergency, call NHS 24 on 111 or see your GP. Some injuries, like whiplash or back pain, can appear hours or days later, so get checked even if you feel fine at first. Keep a record of your symptoms, appointments, medication and any time off work, and keep receipts for related costs.

Talk to our team

See all FAQs

What happens next

  1. 1

    Tell us what happened

    Start online, call or WhatsApp. It only takes a few minutes.

  2. 2

    We check how we can help

    A real person from our Wishaw team looks at the details and explains your options honestly.

  3. 3

    We arrange what you need

    Repairs and, where eligible, a comparable replacement vehicle – and we deal with the insurers.

  4. 4

    Back on the road

    We keep you updated by phone or WhatsApp until it’s sorted.

Talk to a real person today

Our team in Wishaw is here Mon–Fri 8am–6pm · Sat 9am–2pm. Message us on WhatsApp any time and we’ll reply when we’re open.

Claims HQ, 9 Pickering Works, Netherton Road, Wishaw ML2 0EQ · 01698 767 172

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