Help for drivers and passengers
Drivers
If another driver caused the accident, we can help with repairs and, where you’re eligible, a comparable replacement vehicle.
Passengers
Passengers are rarely at fault – including in someone else’s car, a taxi or a bus. Get in touch and we’ll explain your options.
What you may be able to claim
See help after a non-fault accident.
Helpful guides
Every claim is different. We can help check whether you may have a potential claim – there’s no obligation.
FAQs
I was a passenger. Can I claim?
Passengers are rarely to blame for an accident, so if you were hurt as a passenger you may be able to claim, even if the driver was a friend or family member. Such a claim is normally made against the at-fault driver’s insurance, not against the person themselves. Get any injuries checked, keep a record of your symptoms and costs, and remember the time limits for injury claims.
What is a non-fault accident?
A non-fault accident is one where another road user caused the collision and you weren’t to blame. Common examples are being hit from behind at traffic lights, hit while parked, or hit by a driver pulling out of a junction. Whether an accident is treated as non-fault depends on the evidence and on the other side’s insurer accepting responsibility. If you’re not sure, that’s fine – tell us what happened and we’ll talk it through.
I was hurt in the accident. What should I do first?
Your health comes first. Call 999 for emergencies. For urgent advice that isn’t an emergency, call NHS 24 on 111 or see your GP. Some injuries, like whiplash or back pain, can appear hours or days later, so get checked even if you feel fine at first. Keep a record of your symptoms, appointments, medication and any time off work, and keep receipts for related costs.
What happens next
- 1
Tell us what happened
Start online, call or WhatsApp. It only takes a few minutes.
- 2
We check how we can help
A real person from our Wishaw team looks at the details and explains your options honestly.
- 3
We arrange what you need
Repairs and, where eligible, a comparable replacement vehicle – and we deal with the insurers.
- 4
Back on the road
We keep you updated by phone or WhatsApp until it’s sorted.
How we can help
Non-fault accidents
Help after a crash that wasn’t your fault – we deal with the insurers for you.
Learn moreReplacement vehicles
We can help check whether a comparable vehicle can be arranged, where you’re eligible.
Learn moreVehicle repairs
Repairs managed through trusted Scottish repairers, or your own garage.
Learn moreTalk to a real person today
Our team in Wishaw is here Mon–Fri 8am–6pm · Sat 9am–2pm. Message us on WhatsApp any time and we’ll reply when we’re open.
Claims HQ, 9 Pickering Works, Netherton Road, Wishaw ML2 0EQ · 01698 767 172